body {
	background: #F7F4ED;
	margin: 0px;
	padding: 0px;
	text-align: center;
}
p, h1, h2, h3, h4, h5, a, ul, li, lo, address, td {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	text-align: left; 
}
p {
	font-size: 11px;
	line-height: 15px;
}
h1 {
	color: #652525;
	text-transform: uppercase;
	font: bold 14px Arial, Helvetica, sans-serif;
	padding-top: 2px;
	padding-bottom: 2px;
	border-top: 1px solid #CCCCCC;
	border-bottom: 1px solid #CCCCCC;
	border-right-color: #CCCCCC;
	border-left-color: #CCCCCC;
	margin: 0px;
	clear: both;
}
h2 {
	font-size: 12px;
	font-weight: bold;
	color: #000000;
	clear: left;
	}
	h2 a img {
	border-style: none;
	margin-left: 10px;
	}

h3 {
	color: #990000;
	font-size: 14px;
	font-weight: bold;
	clear: left;
	}
	h3 a img {
	border-style: none;
	}
h4 {
	color: #990000;
	font-size: 12px;
	font-weight: bold;
	clear: left;
}
h5 {
	font-size: 12px;
	font-weight: bold;
	color: #000000;
}
h6 {
	font-size: 30px;
	color: #ff7601;
	padding: 0px;
	margin: 0px;
	text-align: center;
}



address {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-style: normal;
	clear: both;
	margin-top: 20px;
	margin-bottom: 20px;
	border-top: 1px solid #CCCCCC;
	border-bottom: 1px solid #CCCCCC;
	padding-top: 20px;
	padding-bottom: 20px;
}

a:link {
}
a:visited {
}
a:hover {
}
a:active {
}

li {
	font-size: 11px;
}
hr {
	border: none 0;
	border-top: 1px solid #ccc;
	border-bottom: 1px solid #efefef;
	height: 2px;
	margin: 5px auto 0 0;
	text-align: left;
	clear: both;
	}
iframe {
	margin-top: -40px;
}

/* ----------------- PAGE LAYOUT ELEMENTS ----------------- */

div#container {
	width: 827px;
	margin: 0px auto;
	background: url(images/bg-container.jpg) repeat-y;
}

div#top {
width: 770px;
margin: 0px auto;
position: relative;
}

div#owner {
	width: 770px;
	clear: both;
	margin: 0px auto;

}
div#owner img {
	clear: right;
	float: right;
	border: 1px solid #CCCCCC;
}


div#header {
	background: url(images/header.jpg) no-repeat right top;
	height: 174px;
	position: relative;
	width: 827px;
}
div#header img {
	float: left;
	border: none;
}
div#flash {
	position: absolute;
	left:460px;
	top:15px;
}
div#learn {
	position: absolute;
	left: 243px;
	top: 79px;
}
div#apply {
	position: absolute;
	left: 243px;
	top: 106px;
}

div#homebanking {
	position:absolute;
	left: 243px;
	top: 133px;
}

div#columnleft {
	float:left;
	width:210px;
}

div#whatsnew {
	clear:both;
}

div#audio {
	background-image:url(images/bg-nav.jpg);
	background-repeat:no-repeat;
	float:left;
	height:67px;
	width:210px;
	clear:both;
}

#AudioWebPro {
	position:relative;
	top:5px;
}

div#content {
	background: url(images/bg-h1.jpg) no-repeat;
	float: right;
	width:592px;
	padding-top:45px;
	padding-right:15px;
	padding-left:10px;
}
div#content li {
	line-height: 14px;
	margin-bottom: 5px;
}


div#footer {
	clear: both;
	background: url(images/footer.gif) no-repeat;
	height: 18px;
}

div#copyright {
	font-size: 9px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	text-align: left;
	width: 797px;
	margin: 0px auto;
	padding-top: 15px;
	}
	div#copyright img {
	border: none;
	}
	div#copyright a:link, div#copyright a:visited {
	color: #968B4B;
	text-decoration: none;
	}
	div#copyright a:hover {
	text-decoration: underline;
	color: #C90B0B;
	}
	
/* ----------------- MAIN NAVIGATION ----------------- */
div#nav {
	width:210px;
	margin: 0px auto;
	float:left;
} 

#mainnav, #mainnav ul {
                padding: 0px 0px 0px 0px;
                list-style: none;
                margin: 0px;
                float: left;
				line-height: 1;

}
#mainnav a {
                height: 20px;
                text-decoration: none;

}
#mainnav li a {
                display: block;
                width: auto;
                font-size: 11px;
                color: #000000;
                text-decoration: none;
                background: url(images/arrow.gif) no-repeat left center;
                border-bottom: 1px solid #8b855f;
                text-indent:15px;
                margin-top: 0px;
				margin-left:8px;
                padding: 5px 0px 0px 20px;
}

#mainnav li {
                float: left;
                width:206px;
                margin: 0px;
                
}

#mainnav li a.current, #mainnav li a:hover {
				background-image:url(images/arrow2.gif);
				background-position:left center;
				background-color:#652525;
                font-weight: bold;
				color:#FFFFFF;
}
#mainnav li ul { /* second-level lists */
                position: absolute;
                width:190px;
                left: -999em; /* using left instead of display to hide menus because display: none isn't read by screen readers */
                padding: 0px 0px 0px 20px;
}

#mainnav li ul a {
                display: block;
                width: 190px;
                font-size: 11px;
                color: #000000;
                text-decoration: none;
				background-image:url(images/arrow.gif);
				background-position:left center;
                background-color: #bdb586;
                border-top: none;
                border-right: none;
                border-bottom: 1px solid #FFFFFF;
                border-left: 5px solid #FFFFFF;
                padding: 3px;
                margin: 0px;
                text-indent:15pt;
                height: auto;
				position:relative;
				top:-10px;
}
#mainnav li ul a:hover {
				background-image:url(images/arrow2.gif);
				background-position:left center;
                background-color: #652525;
                color: #ffffff;
                border-left: 5px solid #ffffff;
                font-weight: bold;
}


#mainnav li ul ul {     margin: -1em 0 0 10em;
z-index: 2;
 } 



#mainnav li:hover ul ul, #mainnav li.sfhover ul ul {     left: -999em; }



#mainnav li:hover ul, #mainnav li li:hover ul, #mainnav li.sfhover ul, #mainnav li li.sfhover ul {
                left:auto;
				margin-left:150px;
}



/* ---------------------------- UTILITY NAVIGATION ---------------------------- */
div#utility {
	width: 807px;
	margin: 0px auto;
	}
	ul.utilitynav {
	float: left;
	width: 100%;
	margin: 0px;
	padding: 0px;
	list-style-type: none;
	}
	ul.utilitynav li {
	display: inline;
	float: left;
	margin: 0px auto;
	padding: 0px;
	}
	ul.utilitynav li a:link, ul.utilitynav li a:visited, ul.utilitynav li a:active {
	font-size: 11px;
	text-decoration: none;
	text-align: center;
	display: block;
	width: auto;
	padding: 2px 5px;
	margin: 0px;
	color: #84755C;
	border-right: 1px solid #CCCCCC;
	}
	ul.utilitynav li a:hover, ul.utilitynav li a.current:visited {
	text-decoration: underline;
	}
	
	div#contact {height:150px; background:url(images/bg-contact.gif) no-repeat; width:805px; margin:auto; padding-left:8px;}
	div#contact a {color: #84755C; text-decoration:none;}
	div#contact a:hover {text-decoration:underline;}
	
div.column {
	float: left;
	width: 240px;
	margin-right: 15px;
	margin-top: 10px;
	margin-bottom: 10px;
}
div.column2 {
	float: left;
	width: 260px;
	margin-top: 10px;
	margin-bottom: 10px;
	clear: left;
}
div.column3 {
	float: right;
	width: 260px;
	margin-top: 10px;
	margin-bottom: 10px;
	clear: right;
}


img.margin {
	margin-right: 15px;
}
div.offices {
	float: left;
	margin-right: 10px;
	width: 165px;
}
img.right {
	float: right;
	margin-left: 10px;
	border: 1px solid #CCCCCC;
	background: #FFFFFF;
	padding: 5px;
	margin-bottom: 10px;
}

img.left {
	float: left;
	margin-right: 10px;
	border: 1px solid #CCCCCC;
	background: #FFFFFF;
	padding: 5px;
	margin-bottom: 10px;
}



div.sidebar {
	clear: right;
	float: right;
	margin-left: 15px;
	border-left: 1px solid #CCCCCC;
	width: 180px;
	padding-left: 30px;
}
div.sidebar img {
	margin-bottom: 15px;
	border: none;
}
p.clear {
	clear: left;
}
img.right2 {
	clear: right;
	float: right;
	margin-bottom: 10px;
	margin-left: 20px;
	border: 1px solid #CCCCCC;
	padding: 5px;
}
table {
	border-style: none;
	margin: 0px;
	padding: 0px;
	border-collapse: collapse;
	width: 550px;
}
th {
	color: #000000;
	font: bold 11px Verdana, Arial, Helvetica, sans-serif;
	text-align: left;
	padding: 2px;
	background: #E8E8E8;
}

table td {
	border: 1px solid #CCCCCC;
	padding: 2px;
}
table td p {
	margin: 0px;
	padding: 0px;
}
img.leftclear {
	float: left;
	margin-right: 10px;
	border: 1px solid #CCCCCC;
	background: #FFFFFF;
	padding: 5px;
	margin-bottom: 30px;
}
div.news {
	clear: right;
	float: right;
	border-left: 1px solid #CCCCCC;
	width: 250px;
	height: 100px;
	margin-left: 10px;
}
	ul#news {
	margin: 0px;
	padding: 0px;
	}
ul#news li {
	display: inline; 
	list-style: none;
	}
	ul#news li a:link, ul#news li a:visited, ul#news li a:active {
	font-size: 11px;
	color: #968B4B;
	text-decoration: none;
	display: block;
	width: 240px;
	border-bottom: 1px dotted #999999;
	padding: 5px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	background: url(images/arrow.gif) no-repeat left center;
	text-indent: 8px;
	}
	ul#news li a:hover, ul#news li a.current:link, ul#news a.current:visited {
	background: url(images/arrow2.gif) no-repeat left center;
	color: #CC0001;
	}
p.clear {
	clear: both;
}

div#consumerloansside {
	width: 350px;
	float: right;
	text-align: center;
}

	div#consumerloansside p {
		text-align: center;
		margin: 5px auto 5px auto;
	}
.smalltext {
	font-size: 9px;
}